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Code · CFR · Title 12 — Banks and Banking · Part 1240 — Capital Adequacy of Enterprises · § 1240.51

§ 1240.51. Introduction and exposure measurement.

253 words·~1 min read·/us/cfr/t12/s§ 1240.51·

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(a)General.
(1)To calculate its risk-weighted asset amounts for equity exposures, an Enterprise must use the Simple Risk-Weight Approach
(SRWA)provided in § 1240.52.
(2)An Enterprise must treat an investment in a separate account (as defined in § 1240.2) as if it were an equity exposure to an investment fund.
(b)Adjusted carrying value. For purposes of §§ 1240.51 and 1240.52, the adjusted carrying value of an equity exposure is:
(1)For the on-balance sheet component of an equity exposure, the Enterprise's carrying value of the exposure;
(2)[Reserved]
(3)For the off-balance sheet component of an equity exposure that is not an equity commitment, the effective notional principal amount of the exposure, the size of which is equivalent to a hypothetical on-balance sheet position in the underlying equity instrument that would evidence the same change in fair value (measured in dollars) given a small change in the price of the underlying equity instrument, minus the adjusted carrying value of the on-balance sheet component of the exposure as calculated in paragraph (b)(1) of this section; and
(4)For a commitment to acquire an equity exposure (an equity commitment), the effective notional principal amount of the exposure is multiplied by the following conversion factors (CFs):
(i)Conditional equity commitments with an original maturity of one year or less receive a CF of 20 percent.
(ii)Conditional equity commitments with an original maturity of over one year receive a CF of 50 percent.
(iii)Unconditional equity commitments receive a CF of 100 percent.
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§ 1240.51
Introduction and exposure measurement.
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